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Rates quoted are based on a purchase of an owner-occupied single family home in Utah. Assumes a $200,000 loan amount with a 20% down payment, a 720 credit score, approximately 1 point paid. Rates subject to change, OAC. These rates also assume auto pay, an impound account, and escrows.

A loan of $200,000 with a rate of 5.5% would have the following payment with the following terms:

15 Year Fixed Rate Mortgage - 180 monthly payments of $1,634.17 each.
30 Year Fixed Rate Mortgage - 360 monthly payments of $1,135.58 each.
30 Year 5/5 ARM - 360 monthly payments ranging from $1,135.58 to $1,149.42 each.
30 Year 7/1 ARM - 360 monthly payments ranging from $1,135.58 to $1,148.59 each.
30 Year 1 Year ARM - 360 monthly payments ranging from $1,135.58 to $1,150.96.

For a custom rate quote for your situation click here.
 
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